Summary of Services

Thomas Smith and Associates:

• Is a fee-based, private wealth management firm providing high-level financial advice and private portfolio management services to the affluent.

• Specializes in applying the highest fiduciary and investment standards to generate, maximum, risk-adjusted, after-tax growth of client assets.

• Does not sell anything and is not even licensed to do so.

• Assesses a monthly fee for assets under management that is clearly established and agreed to before any relationship is established.

• Requires no minimum time commitment. Clients can cancel their relationship at any time without penalty.

• Requires a minimum investment amount of $250,000 per managed account.